PA: Get Your Private
Health Insurance Quote
Follow the steps to get a quote!
No spam. No obligation. Just real support. One licensed agent will reach out to review your options.
Are You Ready For Open Enrollment?
Save 40%-50% with a private health insurance plan
With enhanced subsidies set to expire at the end of 2025, premiums for middle-class Americans are projected to skyrocket.
For example: An individual in Texas making about $62k a year, will be looking at paying almost $500 a month for health insurance on the ACA marketplace! AND he’ll have to meet a $5,000 deductible before even getting to use many of his benefits.
Compare that to this private health insurance options, where he’ll only be paying $265 a month with $0 outpatient deductibles, no copays, and access to a nationwide PPO network of providers.
Our licensed agents can help you find an affordable PPO plan!
Smart Benefits
With Year-Round Support
Private health insurance quotes have been coming in at 40%-50% lower premiums - especially with many individuals and families losing their enhanced subsidies!
Leave your cash at home!
You can enjoy $0 copays when visiting the doctor, specialist, urgent care, and MORE.
Start using benefits like dr visits or urgent care day 1 - with NO deductible.
The only time a deductible applies is if you're in the hospital for more than 24 hours—and even then, you choose the deductible that fits your budget upfront so there are no surprises later.
With access to one of the largest PPO networks in the country our members have no trouble finding doctors - in fact, your doctor is probably already in-network!
Simply show your card and see your doctor - no copay, no hassle.
Real people. Real help.
You’re never alone here.
Our Patient Advocates are experts in medical billing and insurance. From finding doctors to pre-pricing procedures to filing claims and even negotiating surprise bills—they’re just a phone call away.
Flexible plans that put you in control.
Whether you're covering a family, spouse, child, employee, or just yourself, you'll have the flexibility to build a plan around your needs and budget!
Real People. Real Protection.
When David* was diagnosed with cancer, he braced for the worst—not just medically, but financially. The treatments came quickly, and so did the bills.
But with the help of his private health insurance plan, what followed wasn’t panic—it was relief:
He was able to get the treatment he needed, when he needed it.
Florida Cancer Specialists billed David's plan $356.54 for his treatment. (pictured)
David's plan has $2,250 of coverage for radiation treatment, so his plan paid Florida Cancer Specialists their $356.54 and sent David a check for the remaining $1,893.46 (pictured)
David will get a check like that every day he goes in for treatment, up to his calendar year max, and he is free to spend those checks however he needs too.
(*Name and identifying details changed for privacy.)
Is this Private PPO plan right for you?
Follow these 3 easy steps to request a private health insurance quote and find out:
There’s never been a better time to get a private health insurance quote and shop your options! With enhanced ACA subsidies set to expire at the end of 2025, individuals and families across the country will be facing 75%+ premium hikes.
You can avoid those $1,500+ ACA premiums and $9,000+ deductibles, by shopping for an affordable PPO plan with lower deductibles, $0 copays, and benefits that travel with you!
Private Health Insurance is a great option for:
Private PPO plans are the perfect alternative to expensive ACA marketplace plans (like you'd find on Health Sherpa) for all kinds of people:
At the end of 2025, your enhanced marketplace subsidies are set to expire. That means the cost of your current plan is projected to increase by 75%.
Don't wait to get your increase letter! A private health insurance options can get you better benefits at a lower cost!
At the end of 2025, your enhanced marketplace subsidies are set to expire. That means the cost of your current plan is projected to increase by 75%.
Don't wait to get your increase letter! A private health insurance options can get you better benefits at a lower cost!
Whether your a business owner, freelancer, or consultant, a private health insurance plan is going to give you the flexibility and customization you need to fit your busy lifestyle.
Unlike traditional ACA marketplace plans, this private PPO plan offers nationwide coverage - so go ahead: see the country! Your benefits will be there when and where you need them!
Just got off mom and dad's health insurance? You can sign-up for this private health plan and use it out-of-state! At 40%-50% lower cost than many ACA marketplace plans, this private PPO plan is designed to fit your lifestyle and budget.
Whether you're a realtor, financial advisor, writer, musician, digital creator, travel nurse, or truck driver, just to name a few - you probably don't have access to employer-sponsored health insurance, but that doesn't mean you have to go without! A private PPO plan offers the coverage you need and the customization to fit your budget!
We Handle the System,
So You Can Focus on Healing
You get year-round support from U.S.-based Patient Advocates, who are experts in medical billing and make your care significantly simpler and more affordable. Get your health insurance quote to see if this private plan is right for you!
Patient Advocacy is a voluntary membership and not an insurance product.
Our advocacy team can shop the cost of your health care for you and present fairly-priced options within your benefits.
Never worry about surprise bills again! Our experts can review your bill and negotiate with providers on your behalf.
Our advocacy team handles the claims process for you, so you can get reimbursed sooner.
Just let our team know what kind of doctor you need and they'll do the digging for you to find primary care, specialists, facilities, and more!
Top Questions About
This Family Health Insurance Plan
How Can The Premiums Be So Low?
Your premium is based on factors like age, smoking status, location, and overall health—the healthier you are, the lower your cost.
Because our enrollees are generally healthier, fewer claims are filed, allowing us to keep premiums low while still offering excellent benefits. That's how you do low cost health insurance right!
Is This Real Health Insurance?
Yes! This is a health indemnity plan that is approved and regulated by each state’s Department of Insurance.
Do I Qualify?
Most healthy Americans do qualify, however this plan may not be the right fit if you have any of the following:
- Recent heart attack or stroke
- Current cancer or a history of cancer within the last five years
- Insulin-dependent diabetes
- Pregnant
- COPD
- Need for immediate surgery
- Age 65 or older
If none of these apply to you, then you'll probably qualify, and don't worry, conditions like high blood pressure, high cholesterol, or other minor health issues won’t prevent you from qualifying either.
Is This a PPO, HMO, or EPO plan?
This is a PPO plan, giving you access to one of the largest provider networks in the country - nearly 96% of the U.S. population has a provider within 20 miles.
Is My Doctor In-Network?
Because this plan gives you access to one of the largest nationwide PPO networks, it is very likely that your doctor is in-network. Your agent can verify that your doctor is in-network before you apply!
Is There A Max Out Of Pocket?
Our plans don’t have a traditional out-of-pocket maximum. Instead, you select your annual benefit limit, choosing from $250,000, $500,000, or $1,000,000 in coverage for the year. This allows you to customize your plan to match your healthcare needs and budget.
Private health insurance plans offer better benefits at a lower price
Our analysis shows just how steep premiums could climb if enhanced subsidies expire at the end of 2025.
For example, a family of four earning $128,000 would pay $679 more each month, or more than $8,100 annually.
This aligns with projections that estimate, average premiums could rise by about 75% in 2026.
You don’t have to wait for your increase letter through:
Our licensed agents can help you find an affordable PPO plan, so you can save more and keep your family covered!
