Get Your Health
Insurance Quote
Up To 48% Lower Cost + NO Copays + Nationwide PPO
No spam. No obligation. Just real savings.




Smart Benefits
With Year-Round Support
Thousands of families, teachers, freelancers, and business owners
are Getting a health insurance quote and saving up to 48% on their premiums!
Finally get better coverage—at a Fair Price.
$0 Copays
Leave your cash at home!
You can enjoy $0 copays when visiting the doctor, specialist, urgent care, and MORE.
No Outpatient Deductible
Start using benefits like dr visits or urgent care day 1 - with NO deductible.
The only time a deductible applies is if you're in the hospital for more than 24 hours—and even then, you choose the deductible that fits your budget upfront so there are no surprises later.
Nationwide PPO Network
With access to one of the largest PPO networks in the country our members have no trouble finding doctors - in fact, your doctor is probably already in-network!
Easy to use
Simply show your card and see your doctor - no copay, no hassle.
US-Based Support
Real people. Real help.
You’re never alone here.
Our Patient Advocates are experts in medical billing and insurance. From finding doctors to pre-pricing procedures to filing claims and even negotiating surprise bills—they’re just a phone call away.
Customizable Plans
Flexible plans that put you in control.
Whether you're covering a family, spouse, child, employee, or just yourself, you'll have the flexibility to build a plan around your needs and budget!
Real People. Real Protection.
When David* (check pictured) was diagnosed with cancer, he braced for the worst—not just medically, but financially. The treatments came quickly, and so did the bills.
But with the help of his affordable health plan,
what followed wasn’t panic—it was relief:
He was able to get the treatment he needed, when he needed it.
Florida Cancer Specialists billed David's plan $356.54 for his treatment. (pictured)
David's plan has $2,250 of coverage for radiation treatment, so his plan paid Florida Cancer Specialists their $356.54 and sent David a check for the remaining $1,893.46 (pictured)
David will get a check like that every day he goes in for treatment, up to his calendar year max, and he is free to spend those checks however he needs too.
I spoke with a licensed agent who showed me how I could stay on my TRS plan for about $19/month—and move my husband and kids to a more affordable private plan.
That one change saved us over $650/month—more than $7,000 a year back in our pocket."
(*Name and identifying details changed for privacy.)
Is this plan right for you?
Follow these 3 easy steps to request a health insurance quote and find out:



We Handle the red tape,
You Focus on what matters
You get year-round support from U.S.-based Patient Advocates—experts in medical billing who make your care Significantly simpler and more affordable.
Patient Advocacy is a voluntary membership and not an insurance product.
Our advocacy team can shop the cost of your health care for you and then present fairly-priced options within your benefits.
Never worry about surprise bills again! Our experts can review your bill and negotiate with providers on your behalf.
Our advocacy team handles the claims process for you, so you can get reimbursed sooner.
So just let our team know what kind of doctor you need and they'll do the digging for you to find primary care, specialists, facilities, and more!
Top Questions About
This Health Insurance Plan
How Can The Premiums Be So Low?
Your premium is based on factors like age, smoking status, location, and overall health—the healthier you are, the lower your cost.
Because our enrollees are generally healthier, fewer claims are filed, allowing us to keep premiums low while still offering excellent benefits.
Is This Real Health Insurance?
Yes! This is a health indemnity plan that is approved and regulated by each state’s Department of Insurance.
Do I Qualify?
Most healthy Americans do qualify, however this plan may not be the right fit if you have any of the following:
- Recent heart attack or stroke
- Current cancer or a history of cancer within the last five years
- Insulin-dependent diabetes
- Pregnant
- COPD
- Need for immediate surgery
- Age 65 or older
If none of these apply to you, then you'll probably qualify, and don't worry, conditions like high blood pressure, high cholesterol, or other minor health issues won’t prevent you from qualifying either.
Is This a PPO, HMO, or EPO plan?
This is a PPO plan, giving you access to one of the largest provider networks in the country - nearly 96% of the U.S. population has a provider within 20 miles.
Is My Doctor In-Network?
Because this plan gives you access to one of the largest nationwide PPO networks, it is very likely that your doctor is in-network. Your agent can verify that your doctor is in-network before you apply!
Is There A Max Out Of Pocket?
Our plans don’t have a traditional out-of-pocket maximum. Instead, you select your annual benefit limit, choosing from $250,000, $500,000, or $1,000,000 in coverage for the year. This allows you to customize your plan to match your healthcare needs and budget.
Have questions before
you get a health insurance quote?
Get In touch
Hours
Mon- Fri:
9am- 5pm CST
Drop By
1717 Main St Ste 3380
Dallas, TX 75201