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Insurance Quote

Up To 48% Lower Cost + NO Copays + Nationwide PPO

No spam. No obligation. Just real savings.

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Patient Advocacy support for health insurance customers
Health Insurance Quote for individuals and families

Smart Benefits
With Year-Round Support

Thousands of families, teachers, freelancers, and business owners are Getting a health insurance quote and saving up to 48% on their premiums!
Finally get better coverage—at a Fair Price.

$0 Copays

Leave your cash at home!

You can enjoy $0 copays when visiting the doctor, specialist, urgent care, and MORE.

No Outpatient Deductible

Start using benefits like dr visits or urgent care day 1 - with NO deductible.

The only time a deductible applies is if you're in the hospital for more than 24 hours—and even then, you choose the deductible that fits your budget upfront so there are no surprises later.

Nationwide PPO Network

With access to one of the largest PPO networks in the country our members have no trouble finding doctors - in fact, your doctor is probably already in-network! 

Easy to use

Simply show your card and see your doctor - no copay, no hassle. 

US-Based Support

Real people. Real help.
You’re never alone here.

Our Patient Advocates are experts in medical billing and insurance. From finding doctors to pre-pricing procedures to filing claims and even negotiating surprise bills—they’re just a phone call away.

Customizable Plans

Flexible plans that put you in control.

Whether you're covering a family, spouse, child, employee, or just yourself, you'll have the flexibility to build a plan around your needs and budget!

Real People. Real Protection.

When David* (check pictured) was diagnosed with cancer, he braced for the worst—not just medically, but financially. The treatments came quickly, and so did the bills.

But with the help of his affordable health plan,
what followed wasn’t panic—it was relief:

David's benefits kicked in right away

He was able to get the treatment he needed, when he needed it. 

His provider was paid directly

Florida Cancer Specialists billed David's plan $356.54 for his treatment. (pictured)

He received a check for the difference

David's plan has $2,250 of coverage for radiation treatment, so his plan paid Florida Cancer Specialists their $356.54 and sent David a check for the remaining $1,893.46 (pictured)

David will get a check like that every day he goes in for treatment, up to his calendar year max, and he is free to spend those checks however he needs too.

(*Name and identifying details changed for privacy.)

Margaret,* A Teacher From Texas, Saved Over $7,000/year!
"I was paying over $1,299/month through my TRS plan just to keep my family insured. Even with a raise, it felt impossible to keep up. The deductible was more than my emergency fund.

I spoke with a licensed agent who showed me how I could stay on my TRS plan for about $19/month—and move my husband and kids to a more affordable private plan.

That one change saved us over $650/month—more than $7,000 a year back in our pocket."

(*Name and identifying details changed for privacy.)

Is this plan right for you?

Follow these 3 easy steps to request a health insurance quote and find out:

Step 1
Request Your Free Quote
No spam—Your quote will be sent to your inbox & just one licensed agent will reach out to answer your questions.
Step 2
Compare & Customize
We’ll walk you through smart strategies to save money & boost your benefits.
Step 3
Start Using Benefits Day 1
Many of your private plan benefits kick-in day one - like Doctors visits, urgent care, and more!
Health Insurance that sends you a check - American Ally - get a health insurance quote today
American Ally patient advocates support using your health insurance
American Ally agents help you get a health insurance quote

We Handle the red tape,
You Focus on what matters

You get year-round support from U.S.-based Patient Advocates—experts in medical billing who make your care Significantly simpler and more affordable.

Patient Advocacy is a voluntary membership and not an insurance product. 

Pre-price care

Our advocacy team can shop the cost of your health care for you and then present fairly-priced options within your benefits.

Negotiate Bills

Never worry about surprise bills again! Our experts can review your bill and negotiate with providers on your behalf.

File Claims

Our advocacy team handles the claims process for you, so you can get reimbursed sooner.

Find Doctors

So just let our team know what kind of doctor you need and they'll do the digging for you to find primary care, specialists, facilities, and more!

Top Questions About
This Health Insurance Plan

How Can The Premiums Be So Low?

Your premium is based on factors like age, smoking status, location, and overall health—the healthier you are, the lower your cost.

Because our enrollees are generally healthier, fewer claims are filed, allowing us to keep premiums low while still offering excellent benefits. 

Is This Real Health Insurance?

Yes! This is a health indemnity plan that is approved and regulated by each state’s Department of Insurance.

Do I Qualify?

Most healthy Americans do qualify, however this plan may not be the right fit if you have any of the following:

  • Recent heart attack or stroke
  • Current cancer or a history of cancer within the last five years
  • Insulin-dependent diabetes
  • Pregnant
  • COPD
  • Need for immediate surgery
  • Age 65 or older

If none of these apply to you, then you'll probably qualify, and don't worry, conditions like high blood pressure, high cholesterol, or other minor health issues won’t prevent you from qualifying either.

Is This a PPO, HMO, or EPO plan?

This is a PPO plan, giving you access to one of the largest provider networks in the country - nearly 96% of the U.S. population has a provider within 20 miles.

Is My Doctor In-Network?

Because this plan gives you access to one of the largest nationwide PPO networks, it is very likely that your doctor is in-network. Your agent can verify that your doctor is in-network before you apply!

Is There A Max Out Of Pocket?

Our plans don’t have a traditional out-of-pocket maximum. Instead, you select your annual benefit limit, choosing from $250,000, $500,000, or $1,000,000 in coverage for the year. This allows you to customize your plan to match your healthcare needs and budget.

Have questions before
you get a health insurance quote?

Hours

Mon- Fri:
9am- 5pm CST

Drop By

1717 Main St Ste 3380
Dallas, TX 75201